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Last updated 06/06/2021

The settlement time for Virtual Account transactions will depend on the commercial model you choose. The following is an explanation of the cooperation model and its relation to settlement time:

Commercial ModelSettlement Time
Aggregator (All banks except BCA)Instant
Aggregator (BCA)D+2
Switcher (All banks except BCA)Instant or depends on your agreement with the bank
Switcher (BCA)D+1

Note: Please see Virtual Account Page for full details about our commercial model.